Investing in mutual funds online

  • To achieve the mutual targets shared by the investors, And money invested in the set of instruments is known as mutual funds investment. Each mutual fund scheme is managed by the professional fund manager who allocates the corpus of the scheme to different asset classes (such as debt, equity, money market, gold, global, etc.) in an effort to generate returns.
  • Investing in mutual funds is more like building the foundation on your portfolio and then building floors of stocks bonds and securities.
  • It provides small or retail investors with access at a low price to diversified, professionally operated portfolios.
  • When experienced portfolio managers are managing your wealth then you have nothing to worry about. The portfolio manager distributes the assets of the fund and aims to create capital gains or revenue for investors of the fund.
  • Usual funds invest in a large number of stocks, and performance is typically monitored by the aggregate performance of the underlying assets as the shift in the fund's overall market cap.
  • About a hundred different securities are owned by the typical mutual fund investment, which ensures that mutual fund Investors achieve substantial diversification at a low price.

Types of mutual funds investment based on assets

Mutual funds investment options  are broadly classified on the basis of their underlying where the fund manager is investing the money:

  • Equity funds: They invest mainly in stocks of companies. The performance of the scheme depends on the stocks. They typically offer long-term growth but come with relatively high risk.

  • Debt funds: They invest primarily in fixed income instruments such as the money market, bonds, treasury bills, etc. These instruments come with a maturity date and fixed interest rate.
  • Hybrid funds: These funds invest partly in equity funds and partly in debt funds. The proportion of investment in equity and debt securities is determined by the fund manager.

Benefits of investing in mutual funds online with GEPL Capital 

Professional management:-Not having to pick stocks and handle portfolios is a key benefit of investing in mutual funds. Instead, utilizing diligent analysis and skillful trading, a competent investment manager takes care of all of this. Investors buy funds because they either don't have the time or experience to run their own investments or because they don't have access to the same sort of data a skilled fund provides.

Diversification:-One of the benefits of investing in mutual funds is diversification or the combination of investments and assets within a portfolio to minimize risk. Experts recommend diversification as a way to increase the returns of a portfolio while reducing its risk.

Risk reduction:- Mutual funds are subject to sector legislation that provides investors with transparency and fairness.

Economies of Scale:-investing in mutual fund provides economies of scale as well. The purchasing of one protects the investor from the multiple commission fees required to build a diversified portfolio.

Varities:-Investors have the freedom to research and select from managers with a variety of styles and management goals. For instance, a fund manager may focus on value investing, growth investing, developed markets, emerging markets, income, or macroeconomic investing, among many other styles.

MF Recommendations Category Nav Rating Returns(%)
1 Year 3 Years 5 Years
DSP Tax Saver Fund (ELSS) - Tax Savings 79.42 41.62 21.10 16.89
Mirae Asset Tax Saver Fund (ELSS) - Tax Savings 30.81 40.34 22.86 21.39
Quant Tax Plan (ELSS) - Tax Savings 220.69 73.84 34.03 25.45
ICICI Pru Equity & Debt Fund Aggressive Hybrid 214.59 50.40 19.31 15.39
DSP Equity & Bond Fund Aggressive Hybrid 235.15 28.26 18.11 14.16
BOI AXA Mid & Small Cap Equity & Debt Fund Aggressive Hybrid 23.02 52.25 22.59 17.85
SBI Arbitrage Opportunities Fund Arbitrage Fund 26.97 4.06 4.50 5.06
Kotak Equity Arbitrage Fund Arbitrage Fund 29.86 4.08 4.81 5.34
UTI Arbitrage Fund Arbitrage Fund 28.14 4.01 4.83 5.29
Nippon India Banking & PSU Debt Fund Banking & PSU 16.68 4.02 8.70 7.31
HDFC Banking and PSU Debt Fund Banking & PSU 18.47 4.02 8.40 7.13
Kotak Banking and PSU Debt Fund Banking & PSU 52.24 4.10 8.64 7.44
Mirae Asset Great Consumer Fund Consumption 54.99 39.73 18.03 19.15
Nippon India Consumption Fund Consumption 110.86 43.30 21.27 13.86
BNP Paribas India Consumption Fund Consumption 19.35 35.19 22.03
Nippon India ETF Nifty SDL - 2026 Maturity Debt ETF 106.82
BHARAT Bond ETF - April 2023 Debt FOF 11.53 4.20
BHARAT Bond ETF - April 2025 Debt FOF 10.70 4.75
Edelweiss Balanced Advantage Fund Dynamic Asset Allocation 35.58 22.99 15.91 14.14
Kotak Balanced Advantage Fund Dynamic Asset Allocation 14.38 15.68 12.96
Nippon India Balanced Advantage Fund Dynamic Asset Allocation 120.36 19.30 11.76 11.90
HDFC Equity Savings Fund Equity Savings 47.60 20.72 10.46 9.47
Mahindra Manulife Equity Savings Dhan Sanchay Yojana Equity Savings 15.48 20.29 12.77
Aditya Birla SL Equity Savings Fund Equity Savings 17.50 15.44 10.62 8.81
Axis ESG Equity Fund ESG 16.55 31.87
ICICI Pru ESG Fund ESG 13.74 27.10
SBI Magnum Equity ESG Fund ESG 165.86 37.34 18.82 16.05
Mirae Asset ESG Sector Leaders FoF ESG 13.03 28.73
ICICI Pru Banking & Fin Serv Fund Financial Services 82.58 31.52 12.01 13.65
Nippon India Banking & Financial Services Fund Financial Services 346.76 38.28 10.68 12.88
SBI Banking & Financial Services Fund Financial Services 24.10 19.66 14.68 16.70
Parag Parikh Flexi Cap Fund Flexi-Cap 50.14 47.92 28.76 22.54
UTI Flexi Cap Fund Flexi-Cap 264.11 42.29 25.41 20.72
PGIM India Flexi Cap Fund Flexi-Cap 26.26 47.61 27.58 20.78
HDFC Floating Rate Debt Fund Floating Rate 39.20 4.55 7.48 7.14
Kotak Floating Rate Fund Floating Rate 1,202.12 4.35
ICICI Pru Floating Interest Fund Floating Rate 336.26 4.73 7.50 7.03
Mirae Asset Focused Fund Focused 19.79 44.87
SBI Focused Equity Fund Focused 253.23 50.63 25.29 20.58
Franklin India Focused Equity Fund Focused 64.84 48.20 20.37 16.06
Edelweiss US Technology Equity FOF Fund of Fund (Overseas) 21.03 26.54
Aditya Birla SL Global Emerging Opp Fund Fund of Fund (Overseas) 21.12 23.09 21.58 11.53
Franklin India Feeder - Franklin U.S. Opportunities Fund Fund of Fund (Overseas) 58.92 20.48 27.72 23.80
Edelweiss Gr China Equity Off-Shore Fund Fund of Fund (Overseas) 48.54 0.49 26.84 19.29
Kotak Global Innovation FoF Fund of Fund (Overseas) 9.49
Kotak Multi Asset Allocator FoF-Dynamic Fund of Funds (Domestic) 134.55 26.84 19.85 15.10
ICICI Pru Asset Allocator Fund(FOF) Fund of Funds (Domestic) 77.53 20.39 13.44 12.33
Mirae Asset Equity Allocator FoF Fund of Funds (Domestic) 15.68 35.13
Franklin Asian Equity Fund Global Fund 29.69 -0.06 14.57 11.82
ICICI Pru US Bluechip Equity Fund Global Fund 45.04 19.58 19.61 17.74
Motilal Oswal Nasdaq 100 FOF Global Fund 25.48 33.13 36.47
PGIM India Global Equity Opp Fund Global Fund 38.79 17.83 32.76 23.38
PGIM India Emerging Markets Equity Fund Global Fund 17.88 10.85 11.73 9.84
Aditya Birla SL Gold Fund Gold 14.63 -2.50 14.29 8.89
Nippon India Gold Savings Fund Gold 19.28 -2.92 14.72 8.99
ICICI Pru Regular Gold Savings Fund(FOF) Gold 15.55 -2.60 14.65 9.24
Mirae Asset Healthcare Fund Healthcare 22.99 27.76 29.86
ICICI Pru Pharma Healthcare & Diagnostics (P.H.D) Fund- Healthcare 19.86 19.42 25.35
Nippon India Pharma Fund Healthcare 299.17 24.02 25.06 15.81
UTI Nifty Index Fund Index Funds 114.27 32.11 17.37 16.94
Motilal Oswal Nifty Midcap 150 Index Fund Index Funds 19.80 49.22
Nippon India Nifty Smallcap 250 Index Fund Index Funds 18.48 63.15
Kotak Infra & Eco Reform Fund Infrastructure 32.20 64.70 19.98 14.09
Invesco India Infrastructure Fund Infrastructure 31.02 61.56 24.54 18.34
ICICI Pru Infrastructure Fund Infrastructure 78.16 62.90 18.16 14.08
Axis Growth Opp Fund Large & Mid-Cap 20.91 48.51 26.73
Mahindra Manulife Top 250 Nivesh Yojana Large & Mid-Cap 16.78 51.72
Mirae Asset Emerging Bluechip Large & Mid-Cap 96.54 43.99 24.90 21.49
UTI Mastershare Large Cap 194.62 35.87 18.64 16.50
Mirae Asset Large Cap Fund Large Cap 77.53 33.17 17.21 17.11
Kotak Bluechip Fund Large Cap 371.28 34.08 19.18 16.03
HSBC Cash Fund Liquid 2,082.83 3.20 4.74 5.64
UTI Liquid Cash Plan Liquid 3,426.81 3.23 4.80 5.67
Baroda Liquid Fund Liquid 2,402.90 3.27 4.79 5.68
ICICI Pru Savings Fund Low Duration 429.77 4.35 7.25 7.08
HDFC Low Duration Fund Low Duration 46.30 3.98 6.77 6.48
Aditya Birla SL Low Duration Fund Low Duration 529.12 3.51 6.65 6.56
Mirae Asset Midcap Fund Mid - Cap 20.52 53.94
Nippon India Growth Fund Mid - Cap 2,009.98 51.71 24.34 18.70
PGIM India Midcap Opp Fund Mid - Cap 42.37 65.12 33.98 21.89
Nippon India Money Market Fund Money Market 3,275.65 3.76 6.10 6.50
Aditya Birla SL Money Manager Fund Money Market 292.27 3.80 6.32 6.66
HDFC Money Market Fund Money Market 4,530.44 3.73 6.26 6.48
ICICI Pru Multi-Asset Fund Multi Asset Allocation 408.13 43.19 17.62 14.73
HDFC Multi-Asset Fund Multi Asset Allocation 47.78 26.41 16.31 11.27
Axis Triple Advantage Fund Multi Asset Allocation 30.88 27.56 18.85 13.78
Quant Active Fund Multi-Cap 415.03 70.13 32.48 25.74
Baroda Multi Cap Fund Multi-Cap 170.12 49.78 22.83 16.72
Mahindra Manulife Multi Cap Badhat Yojana Multi-Cap 20.38 57.22 25.86
Axis Overnight Fund Overnight 1,109.52 3.13
SBI Overnight Fund Overnight 3,388.51 3.08 4.08 4.82
UTI Overnight Fund Overnight 2,852.29 3.10 4.11 4.49
Kotak Small Cap Fund Small- Cap 164.58 75.25 34.17 22.39
Nippon India Small Cap Fund Small- Cap 82.18 74.02 27.60 22.65
Quant Small Cap Fund Small- Cap 128.14 93.34 35.42 21.20
Aditya Birla SL Digital India Fund Technology 139.33 76.01 40.35 32.55
ICICI Pru Technology Fund Technology 162.12 81.53 42.04 33.29
Tata Digital India Fund Technology 37.94 81.64 39.22 33.01
Aditya Birla SL Savings Fund Ultra Short Term 434.24 3.89 6.62 6.77
ICICI Pru Ultra Short Term Fund Fund Ultra Short Term 22.14 3.98 6.47 6.62
Nippon India Ultra Short Duration Fund Ultra Short Term 3,235.90 7.75 4.61 5.31
IDFC Sterling Value Fund Value 84.49 62.45 19.11 17.84
Nippon India Value Fund Value 119.28 44.96 19.31 17.05
L&T India Value Fund Value 56.06 41.85 17.42 14.70

How to invest in mutual funds online?


Making mutual fund investment online via GEPL Capital’s Mutual funds app is now easy. When you apply for mutual funds offline you have to provide the application forms along with the cheque. But, when you apply with our app within a few clicks with a minimum amount of Rs.500 you can make your first online mutual fund investment. Before investing in mutual funds online, however, it is essential to do your research to identify your investment needs. For instance, if you want to park your money for a couple of months or so, ultra-short-term funds are the best bet. If you wish to raise some money to meet short-term goals (less than 3 years), debt funds can help you do just that. Knowing your financial objectives clearly can help you make the most of your mutual fund investments. 

Being secure as your trusted bank. But, paperless account opening and easy analysis of the mutual funds. Invest in a ready-made basket of Mutual Funds recommended by GEPL Capital, Top performing mutual funds schemes

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    • With GEPL Capital you can invest in mutual funds online. We provide various benefits. With professional management, we minimize the risk that occurs during market fluctuations. With our professional advisors and experts, you will get the best mutual funds to invest in 2020.
    • Our services are consistent and accurate you will get the best mutual funds that give you unexpected returns on your investments.
    • There are many Mutual Funds an investor can choose from. The investor can select Mutual Funds that best fits his risk profile. A wide variety often means lower risk in the portfolio and greater diversification.

      Mutual Funds offer an easy and hassle-free way to invest in diverse stocks that ensure good returns. The structured mutual funds portfolio is handled by an investment manager who invests the fund’s capital to create gains for the investors.

      Professional Management

      Mutual funds are managed by highly professional managers who have complete knowledge about the market. They perform complete research and analyze the performance and potential of various corporations and help investors grow money.

      Minimal Risk

      Mutual funds consist of diversified stocks that minimize risk occurring due to market fluctuations. This ensures that the investor does not bear heavy losses.

      Transparency

      Regular updates about the value of the investment to investors ensure transparency. The investor is presented with complete information about the investments in assets, and those made by schemes.

      Liquidity

      Funds can be directly redeemed by the investor when available for repurchase. Stock exchange-listed Fund units can also be bought and sold.

      Wide Range

      There are several Mutual Funds an investor can select from. The investor can choose Mutual Funds that best suit his risk profile. A wide range also ensures lower risk and better diversification in the portfolio.

        You have accepted the terms and conditions and allow GEPL Capital and its group companies to contact you via the contact information provided even if you are registered for DND facility.

        In mutual fund investment can be done with maximum three holders.

        Yes, mutual fund allows nomination. Some of the mutual funds allowed up to 3 nominees.

        Third party fund is allowed with declaration sign by investor.

        Investor can invest from any bank account where first investor name is there in bank account.

        For Registering SIP it takes normally 21 working days. So for SIP start date should be at least one month after of registration.

        In equity normally Rs. 5000 for Lumpsum and for SIP Rs. 1000 (Rs. 500 in some MF) per month investor can start investing.

        GEPL does not charge to investor; however there are Transaction charges (Rs. 150 for First time and Rs. 100 for existing investor) are applicable if investor is investing in equity mutual fund which will be deducted from investment by mutual fund.

        No, it is not mandatory to hold mutual fund units into Demat account.

        Investor (All holders) has to be KRA comply for any MF investment. Investor along with cheque and application form can do investment.

        As per SEBI circular: SEBI/IMD/CIR No. 4/ 168230/09, following are the details of the comparative commission earned by GEPL Capital Private Limited from various fund-houses, whose products are being distributed:

        Fund Categories Upfront Brokerage/ Upfront Commission Trail Year 1 Trail Year 2 Onwards
        Balanced and Equity Schemes 0% - 1.00% 0% - 1.50% 0% - 1.50%
        Arbitrage 0% - 0.80% 0% - 0.80% 0% - 0.80%
        Sector/Thematic Funds 0% - 1.00% 0% - 1.50% 0% - 1.50%
        Income Funds 0% - 1.00% 0% - 1.25% 0% - 1.25%
        Debt Dynamic Schemes 0% - 1.00% 0% - 1.25% 0% - 1.25%
        Gilt Schemes 0% - 0.80% 0% - 0.80% 0% - 0.80%
        Banking & PSU Debt Schemes 0% - 0.50% 0% - 0.40% 0% - 0.40%
        Debt Short Term 0% - 0.40% 0% - 0.40% 0% - 0.40%
        Debt Ultra Short Term 0% - 0.80% 0% - 0.80% 0% - 0.80%
        Liquid 0% - 0.10% 0% - 0.10% 0% - 0.10%

        GEPL Capital Private Limited could also get reimbursements towards promotion and marketing related activities conducted by GEPL Capital Private Limited on behalf of AMCs.

        These reimbursements are event-based and the same may or may not be received from AMCs in a particular period. Further, since such activities may be carried out at AMC level, reimbursement amount received cannot be attributed to any specific scheme being offered by such AMC.

        Details of Scheme level commission on Mutual funds are available with your Wealth / Relationship Manager and would be produced on demand.

        This is on a best effort basis and rates are updated as and when actual rates are received from AMCs

         

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