Work towards a strong financial health; invest in Shriram Unnati Fixed Deposits.

100 per cent safe and secure with returns as high as 7.90 per cent. “FAAA / Stable" by CRISIL (indicates the highest degree of safety).

Invest Now Explore FD rates

Opening an STFC Fixed Deposit Online is as simple as 1, 2, and 3.


How much and how long?

Choose the amount and period for your FD


Easy Pay

Make the deposit payment using net banking.


Complete your KYC

Submit your KYC details, nominee details, and instructions at maturity.

Product Features

High Returns on FD

With interest rates as high as 7.75%, Shriram Transport Finance Company lets you enjoy some of the best rates in the market making your investment worth every single penny. There is even more good news for Senior Citizens who stand to earn higher additional returns of up to 0.30% and above the normal interest rates. If that is not all, you can earn maximum returns of up to 8.05% per annum.

Power of Compounding

The power of compounding is like Thor’s hammer in the financial world; few can match its potency. When applied to our cumulative fixed deposits, you stand to earn maximum yield up to 9.05% at the end of the maturity; wealth creation does not get better than this investment in your portfolio as you will earn interest on the invested amount and also on the interest you get.

Regular Income

Break out from your dependency on a monthly salary. With Non-Cumulative Fixed Deposits, let interest rates walk into your bank account and march you towards financial fitness. Pick from monthly, quarterly, half-yearly or yearly interest payout and create for yourself a strong income stream over and above your other regular inflow.

Liquidity in times of emergency

Emergencies have a nasty habit of turning up and catching you off guard. During such untoward times, let us come to your aid. Liquidate your Fixed Deposits and attend to the emergency and if needed, you can also avail a loan on your deposit; a safer and more secure option than seeking loans from people.

Flexible Tenure

Every Shriram Unnati Fixed Deposits will give you great interest rates but not all have the same tenure. You can pick them starting from 12 months to 60 months basis your present financial health and the levels you wish to reach.

Guaranteed Returns

Markets will rise and fall, so will inflation, and so can your salary. But, in this era of instability, fixed deposits are your beacon of stability as they offer you assured and stable returns.

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